Insurance Membership Options

Fitness Reimbursement

YMCA members enrolled in eligible insurance plans can receive up to a $40 ($20 per person) a month reimbursement for up to two eligible 18+ household members by working out 12 days each calendar month. That’s money in your pocket for staying healthy!

  • Blue Cross Blue Shield of Minnesota
  • Health Partners
  • Medica
  • Preferred One
  • UCare

Bring your insurance card to our Front Desk to see if your plan qualifies.



Silver Sneakers/Silver & Fit

The Silver Sneakers® and Silver & Fit® Fitness Programs are innovative health, exercise and wellness programs helping active older adults live healthy, active lifestyles.

The YMCA is a participating Silver Sneakers® and Silver & Fit® fitness facility. Individuals with eligible medical insurance can enroll in a FREE Silver Sneaker or Silver & Fit membership which includes full use of the YMCA and participation in group exercise classes. Bring your Silver Sneakers/Silver & Fit ID to the YMCA to sign up.

Get fit, have fun, make friends! Go to or for more information.


602 Oak St.
Brainerd, MN 56401



Mon-Fri     5:30am-9:45pm     

Sat           7:00am-4:00pm

Sun          11:00am-4:00pm 

*YMCA will be closed Thanksgiving Day, Christmas Day, and New Year's Day